We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughout your retirement.
As a military veteran, founder of America’s Retirement Headquarters, and a licensed agent, broker, and Investment Adviser Representative, Nolan Baker is focused on helping clients develop a well-thought-out strategy for retirement income. He has dedicated his life and career to helping people work toward financial freedom throughout their retirement.
“My clients love the idea of having a ‘personal chief financial officer,’ or ‘CFO’ — one person to take care of coordinating all of their financial and retirement needs,” Nolan says. “Since I formed and own my own RIA, I have been held to a fiduciary standard since August 2014.”
Nolan obtained his insurance license and got his start in the industry in 1994, just one month after he turned 18.
“My father and mother taught me early in life the value of being self-employed, and my father’s best friend was a financial professional who mentored me,” Nolan says.
Nolan’s father passed away suddenly from a heart attack at just 49 years old. This tragic and sudden experience led Nolan to discover his purpose in life — to help others have an enjoyable retirement that his father was never able to experience. Nolan also lost his brother and mother unexpectedly, so he recognized that though life isn’t always a smooth or easy ride, planning ahead can help through difficult circumstances.
Over his two-decade career, Nolan has specialized in several facets of retirement planning, including the distribution of retirement savings, transitioning into retirement, asset reallocation, estate and legacy planning, and multigenerational plans.
Nolan has passed the Series 7, 24, 63 and 65 securities exams. He holds insurance licenses in life, casualty, health, property, and variable annuities.
He has an associate degree in financial management technology from Owens College. In addition, Nolan’s advice has appeared in The Toledo Free Press and Senior Market Advisor Magazine and on NewsRadio 1370 WSPD, among others.
In 2016, Nolan, along with a group of other professionals, formed Peak Reps, LLC. This company owns Peak Brokerage Services, Blackridge Asset Management, and Top Advisors Group. All three of these companies provide back-office support and operations for licensed financial professionals across the United States. In 2017, Nolan helped launch The Peak Performance Series, which is a live training program for financial professionals held every four months. This program helps advisors share their best-of ideas so that we can deliver those solutions to our clients.
In 2018, Impact Partnership, a premier insurance marketing organization, chose Nolan to launch their agent training program. This program, the 12 Points of Impact, provides a monthly business- building idea and planning process to help advisors provide outstanding operations and solutions for their local clients.
Nolan married his high school sweetheart, Karen. They live in Waterville, Ohio, with their two sons. The family enjoys traveling, Boy Scouts, golfing, and boating, and attends Cedar Creek Church. The perfect winter weekend for the Bakers is watching their boys play youth hockey at Bowling Green State University.
Jeremy started his financial planning career as an American Express financial advisor, and later moved to Ameriprise Financial in December of 1999 after completing a Bachelor of Science in business finance and an Associate in Applied Science, Real Estate from Ferris State University in Big Rapids, MI. He won the President’s Award in 2003 for advancing quality of advice. Jeremy has also worked for MetLife, serving clients as a financial advisor as well. He has a background in client service, detailed financial planning, wealth management, and has a vast knowledge of financial products and services. The “other” Mr. Baker has been a member of our team since 2018 after a successful period of coaching and scouting in the sport of hockey across the United States and Canada. Jeremy is still involved in scouting and is never too far from an ice arena. Jeremy serves as our certified Social Security claiming strategist as well as a resource for client service needs.Email Jeremy
Scott O. Kerschner is the director of America’s Medicare Associates, a division of America’s Retirement Headquarters. Scott manages the Medicare health and supplemental insurance policies for all our clients. He has a very rich background in Medicare and has been servicing clients for 25 years. Scott is extremely resourceful and can help you with all your health and Medicare needs. Click here to learn more about our Medicare services.Email Scott
A CERTIFIED FINANCIAL PLANNER™, Chaz draws on nearly two decades of experience in the financial services industry. Specializing in financial planning and investment management, Chaz takes a comprehensive approach to help his clients achieve their financial goals including retirement, tax reduction, college savings, asset protection, and estate design. In addition to his professional endeavors, Chaz has been a member of the Rotary Club of Maumee since 2013. Chaz currently serves on the club’s board of directors and was the club’s president in 2020. Chaz received his MBA from the University of Toledo, and his Bachelor’s of Science degree from Bowling Green State University.
Scott leads the private wealth division for the firm focusing on high net worth individuals in Northwest Ohio and Southeast Michigan. Scott’s unique approach to wealth management provides a comprehensive plan for taxes, income for life, investment management, healthcare & insurance, and estate planning. Scott provides the leadership, accountability, and coordination to help clients beat procrastination and get the right stuff done. He is an 18-year veteran of the US Army and received the Bronze Star and Combat Infantryman’s Badge for his service in Afghanistan and still serves as a Major in Columbus, Ohio. Scott also serves on the boards of the American Heart Association and Folds of Honor, a non-profit providing scholarships to the children of fallen servicemembers and first responders. He has been married to Andrea for 18 years and they reside in Maumee where their 7 daughters attend Anthony Wayne High School. If he has any free time, you can find him looking for his ball in the rough at Inverness Club where he has been a member since 2021.
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Dave is a seasoned professional with an extensive background in the financial services industry, boasting more than 22 years of dedicated experience. Throughout his career, he has been deeply involved in helping individuals and families navigate the complex world of finance. His primary areas of expertise lie in wealth management, portfolio design, and comprehensive financial planning.
Dave’s approach to his work is marked by his commitment to creating personalized and bespoke financial strategies that align with his clients’ unique circumstances and aspirations. By tailoring his recommendations to suit individual needs, he empowers his clients to effectively pursue their financial objectives and achieve their long-term goals.
Nicknamed the “Financial Coach,” Dave’s ability to guide and mentor extends beyond the realm of finance. He has an impressive track record of coaching for more than four decades across a diverse range of sports, including basketball, golf, baseball, and softball. This coaching experience underscores his innate talent for motivating and nurturing growth in individuals, regardless of the arena. In both his financial advisory role and his coaching endeavors, Dave’s dedication to helping others shines through. His vast experience, coupled with his passion for creating meaningful and impactful financial strategies, make him a trusted partner for those seeking to secure their financial future. With a blend of financial expertise and coaching acumen, Dave embodies a unique combination of skills that set him apart in his field.Email David
William is a licensed financial professional and runs our Ann Arbor division. He has over 20 years of experience in the industry and has a passion for helping clients create a coordinated plan to help them better manage their money, help protect their assets, and plan their estate. He loves to play tennis and root on his local Detroit Lions.Email William
Dan served in the U.S. Air Force as an aircraft mechanic crew chief. After the military, Dan had a 34-year career at General Motors. Dan is engaged and has two daughters. In his free time, he serves on a Resource Board at Eastern Michigan University and several committees at his church. His financial professional qualifications include Series 6, 63, and Life and Health licenses.Email Dan
Viktoria is a licensed financial professional that loves helping people build a roadmap to a successful financial future. Her passion has always been about finance and that turned into a mission to help others to achieve their financial goals. Viktoria came to the United States after earning a master’s degree in Slovakia, where she was born and raised. She now lives in Michigan with her husband and three children, Sofia, Maika, and Nikolai. Viktoria loves spending time with family, traveling, baking bread and other traditional Slovak pastries.Email Victoria
Josh Perkins has been licensed in the financial services industry since 2008 and runs the Fort Worth, Texas office of America’s Retirement Headquarters. Josh focuses on helping protect his clients from market volatility and thoroughly enjoys providing solutions to financial concerns. Josh has had extensive training and certifications in the financial services industry, such as retirement planning, life insurance, Social Security optimization, annuities, and several other financial strategies.
In his spare time, he enjoys traveling with his wife, Whitlee, and three daughters. He is active in his local church and often engages in charity work in the community. Some of Josh’s favorite hobbies are scuba diving, deep-sea fishing, and racquetball.Email Josh
Karen runs all of the back office and operations for the company, including accounting and bookkeeping. When not at work, she spends her time with her two boys, Andrew and Carter, enjoying school activities, hockey, and Scouts.Email Karen
Courtney is Nolan’s executive assistant and the team leader for our office. She is primarily responsible for working with our network of professionals, coordinating the different services we provide for our clients, and overseeing our office operations. Anytime our clients have service requests or questions, they can reach out to her directly. Courtney has been working with Nolan since 2010. She is a Castalia native and relocated to Toledo for college, where she now lives with her husband and two boys, William and Leo.Email Courtney
Jenny hails from Gibsonburg, Ohio, and moved to Toledo to attend the University of Toledo. She now lives in Sylvania with her husband, Brian, and their two daughters. She has over 12 years of event planning services under belt and loves hosting our clients at the many gatherings that ARHQ puts on. When she isn’t working, you can find Jenny enjoying Starbucks, Ohio State football, and spending time with her girls.Email Jenny
Andrew is an Eagle Scout in The Boy Scouts of America. Less than 2% of youth who enter Scouts achieve this rank. He is attending Bowling Green State University where he is pursuing a degree in finance and business management. He is also currently the President of his fraternity, Tau Kappa Epsilon. In his spare time, he enjoys working on his car, gaming, and hanging out with friends.
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Connor serves on our investment committee, handles day-to-day operations, and works as a compliance associate. His professional qualifications include the Series 65, and he is studying to get his Life & Health Insurance license. In his free time, Connor’s main interests are golf, hockey, and being with friends.Email Connor
Kody is our Business Development Specialist. A 2018 graduate from the University of Cincinnati, Kody graduated with a B.A in Marketing while minoring in Business Analytics. He interned as a Marketing Intern here in the summer of 2017, before returning in 2022. Kody is an avid Detroit Tigers fan, as well as a big Michigan Wolverines football fan. In his free time, he enjoys working out, hanging out with friends and family, as well as traveling.Email Kody
A 2020 graduate of Anthony Wayne High School, Troy started his career working as a client intake specialist at a local chiropractor’s office. He has always shown a strong interest in following in his father’s footsteps in the insurance industry and truly loves helping people. Troy has a knack for making people smile and is eager to learn new things. In his spare time, he enjoys coaching youth baseball, golfing, and is an avid Cincinnati Bengals fan.
At our planning headquarters, we have an entire team dedicated to every aspect of a full retirement plan. We act as a fiduciary and can coordinate all of the professionals together to accomplish your goals. You can feel confident that you’ll leave our headquarters with a smart action plan tailored to your unique needs.
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