Meet our team

Ohio, Michigan & Texas Financial Advisors & Client Services

We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughout your retirement.

My Story

Nolan Baker

President & CEO

As a military veteran, founder of America’s Retirement Headquarters, and a licensed agent, broker, and Investment Adviser Representative, Nolan Baker is focused on helping clients develop a well-thought-out strategy for retirement income. He has dedicated his life and career to helping people work toward financial freedom throughout their retirement.

“My clients love the idea of having a ‘personal chief financial officer,’ or ‘CFO’ — one person to take care of coordinating all of their financial and retirement needs,” Nolan says. “Since I formed and own my own RIA, I have been held to a fiduciary standard since August 2014.”

Nolan obtained his insurance license and got his start in the industry in 1994, just one month after he turned 18.

“My father and mother taught me early in life the value of being self-employed, and my father’s best friend was a financial professional who mentored me,” Nolan says.

Nolan’s father passed away suddenly from a heart attack at just 49 years old. This tragic and sudden experience led Nolan to discover his purpose in life — to help others have an enjoyable retirement that his father was never able to experience. Nolan also lost his brother and mother unexpectedly, so he recognized that though life isn’t always a smooth or easy ride, planning ahead can help through difficult circumstances.

Over his two-decade career, Nolan has specialized in several facets of retirement planning, including the distribution of retirement savings, transitioning into retirement, asset reallocation, estate and legacy planning, and multigenerational plans.

Nolan has passed the Series 7, 24, 63 and 65 securities exams. He holds insurance licenses in life, casualty, health, property, and variable annuities.

He has an associate degree in financial management technology from Owens College. In addition, Nolan’s advice has appeared in The Toledo Free Press and Senior Market Advisor Magazine and on NewsRadio 1370 WSPD, among others.

In 2016, Nolan, along with a group of other professionals, formed Peak Reps, LLC. This company owns Peak Brokerage Services, Blackridge Asset Management, and Top Advisors Group. All three of these companies provide back-office support and operations for licensed financial professionals across the United States. In 2017, Nolan helped launch The Peak Performance Series, which is a live training program for financial professionals held every four months. This program helps advisors share their best-of ideas so that we can deliver those solutions to our clients.

In 2018, Impact Partnership, a premier insurance marketing organization, chose Nolan to launch their agent training program. This program, the 12 Points of Impact, provides a monthly business- building idea and planning process to help advisors provide outstanding operations and solutions for their local clients.

Nolan married his high school sweetheart, Karen. They live in Waterville, Ohio, with their two sons. The family enjoys traveling, Boy Scouts, golfing, and boating, and attends Cedar Creek Church. The perfect winter weekend for the Bakers is watching their boys play youth hockey at Bowling Green State University.

Email Nolan Directly

Jeremy Baker

Investment Advisor Representative – Maumee, Ohio

Jeremy started his financial planning career as an American Express financial advisor, and later moved to Ameriprise Financial in December of 1999 after completing a Bachelor of Science in business finance and an Associate in Applied Science, Real Estate from Ferris State University in Big Rapids, MI. He won the President’s Award in 2003 for advancing quality of advice. Jeremy has also worked for MetLife, serving clients as a financial advisor as well. He has a background in client service, detailed financial planning, wealth management, and has a vast knowledge of financial products and services. The “other” Mr. Baker has been a member of our team since 2018 after a successful period of coaching and scouting in the sport of hockey across the United States and Canada. Jeremy is still involved in scouting and is never too far from an ice arena. Jeremy serves as our certified Social Security claiming strategist as well as a resource for client service needs.

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Scott O. Kerschner

Health & Benefits Specialist

Scott O. Kerschner is the director of America’s Medicare Associates, a division of America’s Retirement Headquarters. Scott manages the Medicare health and supplemental insurance policies for all our clients. He has a very rich background in Medicare and has been servicing clients for 25 years. Scott is extremely resourceful and can help you with all your health and Medicare needs. Click here to learn more about our Medicare services.

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Chaz Price, CFP®

Director of Plan Services - Dayton, Ohio

A CERTIFIED FINANCIAL PLANNER™, Chaz draws on nearly two decades of experience in the financial services industry. Specializing in financial planning and investment management, Chaz takes a comprehensive approach to help his clients achieve their financial goals including retirement, tax reduction, college savings, asset protection, and estate design. In addition to his professional endeavors, Chaz has been a member of the Rotary Club of Maumee since 2013. Chaz currently serves on the club’s board of directors and was the club’s president in 2020. Chaz received his MBA from the University of Toledo, and his Bachelor’s of Science degree from Bowling Green State University.

  • “One of the reasons I enjoy working with people over the age of 55 is that many people that age are starting to get excited about the prospect of retirement. I love talking with pre-retirees about their goals, aspirations, and their vision for life after work. The fact that my work helps empower pre-retirees to focus on family instead of finance and make their retirement dreams a reality is what’s most satisfying to me.”


  • “During my near-twenty years of experience as a financial advisor, I’ve worked for banks, brokerages, and independent firms. One universal truth I’ve learned along the way is that you are only as good as the team around you. For this reason, I’ve chosen to partner with America’s Retirement Headquarters to help build the essential infrastructure necessary to support my clients.”


  • “The time I spent earning my MBA from the University of Toledo and my CERTIFIED FINANCIAL PLANNER™ designation from Bowling Green State University taught me one thing – the time you spend educating yourself is always time well spent. That’s why, every two years, I complete more than 30 hours of continuing education to help ensure I deliver the highest standards of professional, ethical, and technical expertise my clients deserve.”
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David Ross

Financial Consultant – Maumee, Ohio

Dave is a seasoned professional with an extensive background in the financial services industry, boasting more than 22 years of dedicated experience. Throughout his career, he has been deeply involved in helping individuals and families navigate the complex world of finance. His primary areas of expertise lie in wealth management, portfolio design, and comprehensive financial planning.

Dave’s approach to his work is marked by his commitment to creating personalized and bespoke financial strategies that align with his clients’ unique circumstances and aspirations. By tailoring his recommendations to suit individual needs, he empowers his clients to effectively pursue their financial objectives and achieve their long-term goals.

Nicknamed the “Financial Coach,” Dave’s ability to guide and mentor extends beyond the realm of finance. He has an impressive track record of coaching for more than four decades across a diverse range of sports, including basketball, golf, baseball, and softball. This coaching experience underscores his innate talent for motivating and nurturing growth in individuals, regardless of the arena. In both his financial advisory role and his coaching endeavors, Dave’s dedication to helping others shines through. His vast experience, coupled with his passion for creating meaningful and impactful financial strategies, make him a trusted partner for those seeking to secure their financial future. With a blend of financial expertise and coaching acumen, Dave embodies a unique combination of skills that set him apart in his field.

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My Story

William Hurley

Advisor – Ann Arbor, Michigan

William is a licensed financial professional and runs our Ann Arbor division. He has over 20 years of experience in the industry and has a passion for helping clients create a coordinated plan to help them better manage their money, help protect their assets, and plan their estate. He loves to play tennis and root on his local Detroit Lions.

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My Story

Dan Raglin

Registered Representative – Ann Arbor, Michigan

Dan served in the U.S. Air Force as an aircraft mechanic crew chief. After the military, Dan had a 34-year career at General Motors. Dan is engaged and has two daughters. In his free time, he serves on a Resource Board at Eastern Michigan University and several committees at his church. His financial professional qualifications include Series 6, 63, and Life and Health licenses.

Email Dan
Phone: 734-368-2130
My Story

Viktoria Wilson, CFP®

Investment Professional – Ann Arbor, Michigan

Viktoria is a licensed financial professional that loves helping people build a roadmap to a successful financial future. Her passion has always been about finance and that turned into a mission to help others to achieve their financial goals. Viktoria came to the United States after earning a master’s degree in Slovakia, where she was born and raised. She now lives in Michigan with her husband and three children, Sofia, Maika, and Nikolai. Viktoria loves spending time with family, traveling, baking bread and other traditional Slovak pastries.

Email Viktoria
Phone: 734-368-2130

Michael Manning

Financial Consultant - Palm Beach, Florida

After dedicating 27 years to service as a Lieutenant in a prominent South Florida police department, Michael transitioned into a second career in 2007. Joining Mass Mutual and MML Investor Services, he concentrated his efforts on catering to the distinct financial requirements of public sector workers. Following a decade of success with Mass Mutual, Michael took on a new role at OneSouth Florida Insurance Group. In his current capacity, he leads a division committed to addressing the financial and retirement needs of local, state, and federal employees. Michael’s deep-seated commitment lies in educating fellow public workers on strategies to optimize their pensions and leverage the unique benefits available to them.

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Jayne Minger

Director of Client Relations

Introducing Jayne, the welcoming presence at our front desk and your first point of contact when you step into our office! With an impressive professional background spanning over 30 years in the financial and recruiting sectors, Jayne brings a wealth of office experience to our team. Her genuine passion lies in building connections with our valued clients, ensuring that both our team members and guests experience a warm and inviting atmosphere when they visit our office. In her personal life, Jayne has shared a remarkable 50-year journey with her husband, Mike, and they are proud parents to two accomplished daughters. Outside the office, Jayne enjoys her leisure time with activities such as golfing, staying active with fitness, and indulging her passion for baking and cooking.

Karen Baker

Accounting and Billing

Karen runs all of the back office and operations for the company, including accounting and bookkeeping. When not at work, she spends her time with her two boys, Andrew and Carter, enjoying school activities, hockey, and Scouts.

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Courtney Molnar

Director of Operations

Courtney is the Director of Operations for our office. She is primarily responsible for working with our network of professionals, coordinating the different services we provide for our clients, and overseeing our office operations. Anytime our clients have service requests or questions, they can reach out to her directly. Courtney has been working with Nolan since 2010. She is a Castalia native and relocated to Toledo for college, where she now lives with her husband and two boys, William and Leo.

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Jenny McCord

Event Coordinator

Jenny hails from Gibsonburg, Ohio, and moved to Toledo to attend the University of Toledo. She now lives in Sylvania with her husband, Brian, and their two daughters. She has over 12 years of event planning services under belt and loves hosting our clients at the many gatherings that ARHQ puts on. When she isn’t working, you can find Jenny enjoying Starbucks, Ohio State football, and spending time with her girls.

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Andrew Baker

Retirement Specialist – Maumee, Ohio

Andrew is a graduate of Bowling Green State University where he obtained his Bachelor of Science in Business Administration specializing in Finance and Management. His professional qualifications include his Life & Health Insurance license.  He is an Eagle Scout in The Boy Scouts of America.  Less than 2% of youth who enter Scouts achieve this rank.  In his spare time, he enjoys working on his car, gaming, hanging out with friends, and staying involved in his fraternity, Tau Kappa Epsilon. Additionally, he currently volunteers for the Wood County Prevention Coalition, whose mission is to help with the prevention of youth substance abuse.

Schedule a meeting: Click Me!

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Connor Tumblin

Investment Advisor Representative – Maumee, Ohio

Connor serves on our investment committee, handles day-to-day operations, and works as a compliance associate. His professional qualifications include the Series 65, and he is studying to get his Life & Health Insurance license. In his free time, Connor’s main interests are golf, hockey, and being with friends.

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Troy Kerschner

Operations Specialist

A 2020 graduate of Anthony Wayne High School, Troy started his career working as a client intake specialist at a local chiropractor’s office. He has always shown a strong interest in following in his father’s footsteps in the insurance industry and truly loves helping people. Troy has a knack for making people smile and is eager to learn new things. In his spare time, he enjoys coaching youth baseball, golfing, and is an avid Cincinnati Bengals fan.

We’re equipped to handle all of your retirement planning needs in one convenient location.

At our planning headquarters, we have an entire team dedicated to every aspect of a full retirement plan. We act as a fiduciary and can coordinate all of the professionals together to accomplish your goals. You can feel confident that you’ll leave our headquarters with a smart action plan tailored to your unique needs.

Speak to One of Our Financial Advisors Today to Start Your Retirement Journey!

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