We Are An Independent Financial Services Firm Helping Individuals Create Retirement Strategies Using A Variety Of Investment And Insurance Products To Custom Suit Their Needs And Objectives.
Advisory Services Offered Through The Retirement Guys Formula, A Registered Investment Adviser. Securities Offered Through Peak Brokerage Services, LLC. The Retirement Guys Formula Is A Separate And Independent Entity From Peak Brokerage Services, LLC. Member FINRA/SIPC.
Investing Involves Risk, Including The Potential Loss Of Principal. No Investment Strategy Can Guarantee A Profit Or Protect Against Loss In Periods Of Declining Values. None Of The Information Contained On This Website Shall Constitute An Offer To Sell Or Solicit Any Offer To Buy A Security Or Any Insurance Product.
Any References To Protection Benefits Or Steady And Reliable Income Streams On This Website Refer Only To Fixed Insurance Products. They Do Not Refer, In Any Way, To Securities Or Investment Advisory Products. Annuity Guarantees Are Backed By The Financial Strength And Claims-Paying Ability Of The Issuing Insurance Company. Annuities Are Insurance Products That May Be Subject To Fees, Surrender Charges And Holding Periods Which Vary By Insurance Company. Annuities Are Not FDIC Insured.
The Information And Opinions Contained In Any Of The Material Requested From This Website Are Provided By Third Parties And Have Been Obtained From Sources Believed To Be Reliable, But Accuracy And Completeness Cannot Be Guaranteed. They Are Given For Informational Purposes Only And Are Not A Solicitation To Buy Or Sell Any Of The Products Mentioned. The Information Is Not Intended To Be Used As The Sole Basis For Financial Decisions, Nor Should It Be Construed As Advice Designed To Meet The Particular Needs Of An Individual’s Situation.
Information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation.
Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services, or products found on websites linked to ours.
All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially change how well your portfolio performs. Historical performance returns for investment indexes and/or categories usually do not deduct transaction and/or custodial charges or an advisory fee, which would decrease historical performance results. There are no guarantees that a portfolio will match or outperform a specific benchmark. Asset allocation, rebalancing, and diversification do not ensure or guarantee better performance and cannot eliminate the risk of investment losses.
Dividend payments and yields are subject to change at any time. Projected returns are based on assumptions that may not come to pass. There is no guarantee that target allocations will be achieved or maintained. Circuit breakers and technical signals will not necessarily insulate your portfolio during a market downturn.
Using Riskalyze/Nitrogen does not guarantee future investment success. Your Risk Number is subject to change as your financial circumstances change.
Advisory services are offered through The Retirement Guys Formula, a Registered Investment Adviser. The firm only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. Securities are offered through Peak Brokerage Services, LLC, member FINRA/SIPC/MSRB. The Retirement Guys Formula is a separate and independent entity from Peak Brokerage Services, LLC. None of these firms is engaged in the practice of law or accounting.
Social Security, tax, and Medicare rules and regulations are subject to change at any time. Annuity and insurance guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.
Photos are used for the singular purpose of enhancing the website. None of them are photographs of current or former clients.